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Helpful Resources

We strive to help people connect with knowledge so that they can make the best informed decision at hand. Please feel free to contact us to find out how these websites and our services can be combined for your benefit.

Below are some helpful links for you to stay up-to-date on the world of debt collections:

 

Equifax

Transunion

Experian

ACA International

FDCPA

FCRA

Consumer Webinar

Ask Dr. Debt

Frequently Asked Questions

Blog

Marigold Financial debt resource center with FAQ's

Equifax: Accompanied by Transunion and Experian, Equifax is one of the three largest credit reporting agencies in the United States.

 

Transunion: One of the three largest credit reporting agencies that compiles credit information from consumers and businesses alike.

 

Experian: A global credit information group and one of the three largest credit reporting agencies in the United States.

 

ACA International: The Association of Credit and Collection Professionals is a not-for-profit trade association comprised of over 230,000 industry employees. The ACA is tasked with establishing a standard of ethics among the industry and producing related publications, amongst many other things.

 

FDCPA: Established in 1977, the Fair Debt Collection Practices Act is a consumer protection amendment that provides legal protection for consumers regarding abusive debt collection practices. These practices are outlined in the amendment.

 

FCRA: This stands for the Federal Credit Reporting Act, which is a federal law regulating the compilation and circulation of consumer information. Credit information of consumers is among this information.

 

Consumer Webinar: Learn from leading financial experts and members of the National Association of Personal Financial Advisors (NAPFA).

 

Ask Dr. Debt: This is a great, and free, website that serves as a reference for financial inquires and debt-related issues with its many links.

 

Frequently Asked Questions: Our debt recovery professionals provide you with detailed answers to the most commonly asked questions regarding debt collections.

 

Blog: In our insider-provided blog, our financial specialists provide insight and tips on industry trends, best practices and more.